Recent Posts

  • 3 Unique Ways To Secure Your Financial F...

    April 22nd, 2016

    Being financially secure is a goal that many consumers work hard to achieve. Money management can be a challenge when you are in your 20’s, but the financial decisions you make during this decade could impact your future. Here are three unique tips that you can implement to help you secure your financial future while still in your 20’s. 1. Forego a [...]

  • 3 Effective Ways To Pay Down Your Studen...

    December 28th, 2015

    It can be frustrating to know that you have thousands of dollars in student loan debt that almost your entire paycheck goes to every week. It feels like it will take forever to pay those loans off, which stinks since you are looking to buy a house and move out of your parent’s place. Luckily, there are a few strategies [...]

  • Expanding Your Financial Portfolio With ...

    August 26th, 2015

    If you are looking to be a successful investor, you have to understand how to maintain your portfolio best. This involves figuring out your financial goals and then filling your portfolio with investments that are more likely to help you meet them. When it comes to investments in your portfolio, the options are endless. You can choose things like bonds, [...]

  • 3 Ways To Fund A New Real Estate Investm...

    August 6th, 2015

    Getting into real estate requires money: money to buy the initial property, plus the money to fix it up if you plan to turn around and flip it. There are several ways someone new to real estate can fund their new career. The following are just a few of the financing options available. #1: Self-Financing Self-financing is how many people get started [...]

  • Thinking Of Getting A Payday Loan? Don&#...

    July 20th, 2015

    When you need money quickly, getting a payday loan can be a great solution. However, in your haste to get a loan, it can be easy to forget or overlook some things, which can cause you trouble later on. Be sure to keep the following tips in mind so that everything goes smoothly when you get a payday loan. Understand Fees You [...]

  • 3 Factors That Affect The Terms Of Car L...

    June 30th, 2015

    If you have never had a car loan before and are in the process of looking for a car to buy, you may be interested in learning ways to save money on your first car loan. Car loans come in many types, but you can often have a say in the terms of the loan. Your credit score will have [...]

  • Second Chance Checking Vs. Regular Check...

    June 10th, 2015

    Are you tired of searching for checking account after checking account to be left without one in the end? Whether you have had a negative account reported to ChexSystems or you simply have bad credit holding you back, there is an option for you. Second chance checking accounts are relied upon by those who need an account, but may not [...]

Must Have Categories

Must Have Categories

Everyone has different categories in their budget plan. This is because no two people pay the same exact bills, nor do they have the same financial priorities. However, while everyone’s budget will look slightly dif-ferent based on the categories they include, there are three categories that should be included at the top of your budget. These categories are housing expenses, utility costs and the cost of food.

Learn to Budget

Learn to Budget

On the surface, setting up a household budget is fairly simple. You just need to write down what you make, figure out what you spend and then make sure you are spending less than what you earn. But, that is easier said than done. Here are some tips that will help you set up your household budget and teach you what to do if the numbers don’t balance.

Budget Tools

Budget Tools

Budgeting can be challenging, especially if it is something that you are new to. Luckily, there are a few tools that you can use to make the process easier and to ensure everything is accurate. A calculator, an online bank account and budget computer software or apps can help you to ensure your numbers are accurate, no errors have been made and your budget is balanced.